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Financial Services

Unlock

Reviews

Customer Review Ratings

3.65/5 stars

Average of 65 Customer Reviews

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Review Details

  • Review fromLindsay B

    Date: 05/24/2025

    1 star

    Lindsay B

    Date: 05/24/2025

    Started with Unlock on March 28, 2025. Was told that if I met their requirements the process should be completed within 30 days, but that it could be less. They pulled the title of my home from the county and a some old fines showed up. I explained that they had already been paid off, they verified this and on 4/15 we moved forward to the appraisal process which was done on 4/22. After the appraisal it would take 7-10 days to calculate final numbers. I reached out to them on 5/6 for an update and recieved a call later that day saying that there was an issue with how the appraisal was written and they were waiting on an update. I contacted the appraiser who told me he had gotten them their requested information. When I followed up with Unlock I was told the appraiser had just been sent the request to complete the update so, why I was told before that they were waiting on him? 5/13 I followed up to get an update. I got a phone call later that day to review final numbers. We agreed on the amount that I was going to get and was told next steps is signing the final documents and funding. I followed up on 5/16 because I had not heard anything and the response on 5/19 was that they pulled the title again and now 2 ***** were listed showed. They told me that they showed up on the initial pull but they didn't show as ***** and they could not explain why they were there now. The morning of 5/23 I received an email stating that they had a call set up with one of the companies at 9 am and I would hear back from someone that day (yesterday) with the outcome. We are now on Saturday of a 3 day weekend and after calling and leaving messages with mulitple people yesterday around noon AND following up with emails I still have received NOTHING. Their communication is minimal at best and they are not forthcoming with information, the process is NOT quick and there's constant pointing at other people for why their process is moving like molasses in the snow.

    Unlock

    Date: 05/29/2025

    Were truly sorry to hear about your experience and the frustration its caused. The delays and miscommunications throughout the process fell short of the expectations we set and the experience we aim to deliver. We understand the importance of clarity and timely updates, particularly when dealing with a matter as significant as a home equity agreement.Your feedback highlights areas where we need to improve, particularly around communication and coordination with third parties. We take this seriously and are actively working to identify where the breakdowns occurred so we can prevent similar experiences moving forward.Sincerely,The Unlock Team
  • Review fromsteven l

    Date: 05/14/2025

    1 star

    steven l

    Date: 05/14/2025

    Started the process online application and the offer was way low as the value they gave was wrong on my house, they made a appointment to ring me at 7pm and no one ever rang, i tryd called and got voicemail everytime, i sent emails no replies, seems shady to me when you cannot get someone especially if your dealing with rocket mortgage or someone else they are on top of things

    Unlock

    Date: 05/21/2025

    Thank you for your feedback. Were sorry we missed the opportunity to connect and understand how that would be frustrating. Our records show that two call attempts were made at the scheduled time, and the home value used was based on information entered in the application. Please feel free to contact us directly to discuss your application. Thank you,The Unlock Team
  • Review fromJay & marian a

    Date: 04/08/2025

    5 stars

    Jay & marian a

    Date: 04/08/2025

    An expensive way, but effective way to pay off all out standing debts and improve your capability to get a better rate and higher credit line a year later. I also used 30 K to put into qbtsw at .68 and racked up a gain of 200K as this warrant went to $6 in 4 ********** 2nd 250 K credit line at 8% fixed.

    Unlock

    Date: 04/09/2025

    Thank you for sharing your experience. We're glad that Unlock helped you consolidate debt and improve your financial position. Its great to see how you've leveraged the opportunity to progress toward your goals.
  • Review fromChad D

    Date: 04/05/2025

    2 stars

    Chad D

    Date: 04/05/2025

    Really, really poor customer service with ********************** - once they have your money and you've signed on the dotted like, expect to get the complete run around for days or weeks on the simplest of issues - for example, need to change your primary e-mail address so you can log into their portal - how about NO. How about you chase them around for months trying to get it changed. Really, really poor customer services

    Unlock

    Date: 04/08/2025

    We're sorry for the frustration you've experienced. Updating your email requires coordination between our servicing and operations teams to ensure account security, and we recognize this process caused unnecessary delays.Your feedback is valid, and we're actively working to streamline this so its easier moving forward. We will be reaching out to you once this is resolved. We appreciate your patience.
  • Review fromIrma C

    Date: 04/05/2025

    5 stars

    Irma C

    Date: 04/05/2025

    I had the best experience thus far. Everything and everyone are well organized and was stress free on the process. Their system and set up is on point and highly recommend their business.

    Unlock

    Date: 04/08/2025

    Thank you so much for the kind words! We're thrilled to hear the process felt smooth and stress-free for you. We work hard to keep things organized and efficient, so it means a lot to know it made a difference. Thanks again for the recommendation!
  • Review fromAthena M

    Date: 01/02/2025

    5 stars
    Unlock was incredible to work with and allowed me to receive funds from the equity in my home. I was impressed with the transparency and communication from the entire team during each step of the process. They were able to get me funded within 30 days of starting the process. They were amazing to work with!
  • Review fromMaria D

    Date: 12/27/2024

    5 stars
    I highly recommend Unlock technology., Very professional, helpful Supporting team. Made the whole experience quick and easy..Answering all the questions I had ,very pleasant ,and courteous staff .
  • Review fromPatricia B

    Date: 12/15/2024

    5 stars

    Patricia B

    Date: 12/15/2024

    Unlock was fantastic. After I had been dealing with another lender and getting the bait & switch for 3 months, I decided to contact Unlock. It was the best thing I could have done. Unlock was able to give me a large sum of money which enabled me pay off some debts and to stay in my home. This was done in less than 45 days. I am grateful. I would recommend Unlock without hesitation. A huge thank you to my lending officer and processor. They delivered exactly as they said they would.

    Unlock

    Date: 12/18/2024

    Thank you for sharing your experience working with Unlock. Our team strives to deliver on our promises, and we're happy to know that we met your expectations. We appreciate your recommendation and are grateful for the opportunity to assist you in staying in your home and managing your debts.Thank you,The Unlock Team
  • Review fromJames H

    Date: 11/22/2024

    5 stars

    James H

    Date: 11/22/2024

    I would highly recommend Unlock, very professional during the whole experience

    Unlock

    Date: 11/25/2024

    Thank you so much for sharing your experience working with Unlock. We appreciate your business. Thank you,The Unlock Team
  • Review fromJames E

    Date: 11/20/2024

    5 stars

    James E

    Date: 11/20/2024

    I was a little hesitant at first. However, the process was simple. My communication through each step was easy to understand. I give my highest recommendation to use Upload if you are looking to access the equity in your home.

    Unlock

    Date: 11/21/2024

    Thank you for sharing your experience! Were so glad to hear that the process was simple and that our team provided clear communication every step of the way. Your highest recommendation means the world to us.Thank you,The Unlock Team

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